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QuikCalc Plus! Edition V6.0
QuikCalc Amortization comes in four editions to meet your needs and is in
use by thousands of professionals, individuals and government departments
around the world. The Plus! Edition is a complete mortgage and loan management
tool for those individuals who need to track up to five mortgages and loans
as well as generate amortization schedules for planning purposes.
Quickly and easily create simple and complex schedules Track up to five
loans simultaneously including early, late, missed and extra payments, varying
interest rates and much more. Solve for payment amount, loan amount, interest
rate or loan period then instantly create a schedule Create payment grids
within seconds Perform most basic financial time value of money calculations
with the bonus calculators
QuikCalc Plus! Edition Benifits:
- Need non-standard schedules? The Amortization Schedules
Plus! feature allows you to add any number of extra payments
to a schedule, skip payments plus add weekly, monthly or yearly
lump sums starting in any year. No longer are you restricted
to static tables that generate a schedule that offers no flexibility.
- Want to save money? With QuikCalc Plus! you can see
immediately the impact that extra payments or an increased regular
payment can have to the bottom line including infrequent or
regularly scheduled lump sums.
- Like to play "what if" with your mortgage or loan?
Amortization Schedules Plus! is the ultimate tool for this.
You can change any parameter affecting your loan including payment
amounts and frequencies, interest rates and compounding methods
as well as payment types including interest only loans.
- Need to generate schedules for interest only or graduated
loans? No problem, QuikCalc has eight different payment
types including normal, interest only (static and adjusting),
increasing (by fixed amount or percentage) and no payment.
- The Plus! Edition allows you to track up to 5 loans to
the penny. You can track missed, late, early, extra and
lump sum payments with the Loan Manager. This way you will always
know exactly what is owed.
- Have you lent money and they sometimes pay late? If
a customer is late in paying, QuikCalc Plus! Edition allows
you to track the extra interest due and assess late fees and
penalties. For U.S. Rule (Simple Interest) loans, QuikCalc will
also track the interest escrow for you.
- Detailed and summary reports are at your fingertips.
Generate reports on demand that include annual summaries based
upon any corporate year end. If there is a dispute, you have
the numbers to back up what you say is owed. You choose the
level of detail and the dates between which the report will
- Track the most complex of loans. QuikCalc Plus! Edition
not only can track standard loans, it can also track the most
complex of loans including ARM (Adjustable Rate Mortgages) and
loans where the terms change including rates and payment types.
An example could be a loan that begins as an Interest Only loan
then switches after five years to a regular payment loan.
- Do you need multiple Day Count Conventions? Most amortization
programs only generate schedules for 30/360. We include 14 different
Day Count Conventions including Actual/Actual that cover almost
every type of loan in existence.
- Have you borrowed or lent money? If you have, and
you've had problems agreeing on what is owed, payments are occasionally
late or early, or extra payments are sometimes made, you can
know exactly what is owed so that you are informed and in control.
Generate your own reports to compare with as much detail as
- Do your payments include more than just principal and interest?
If so, QuikCalc can track this for you too including tax
and insurance escrow accounts. You can even add your own things
to track and specify how frequently they occur and what the
amounts are (even as a percentage of many different variables).
- Compatible with US & Canadian mortgages, U.S. Rule (Simple Interest) loans, car loans, business loans, debt-consolidation loans, student loans and more
- Powerful Loan Manager tracks actual loans including the varying terms, interest rates and payments made and to be made
- Easy to use Amortization Schedules include principal and interest breakdowns with running totals of interest paid and principal remaining
- Flexible Planning with Amortization Schedules Plus! Allows you to see the effect of adding, skipping or changing any payment. Includes weekly, monthly and annual lump-sum payments starting in any year
- See the effect of skipping, changing or adding any number of payments
- See the effect of negative amortization
- Handles infrequent and irregular payment amounts
- Calculate a payout amount for the loan as of a specific date using the Loan Manager
- Solve for missing number calculator allows you to enter your known values and solve for the payment amount, loan amount, interest rate or amortization period
- Loan Terms Tracking
- Interest Rate Tracking
- Payment Tracking and Projections including insurance/tax/interest escrow plus assess late fees/penalties
- Dynamic Payment Grids including five different grid configurations allowing you to solve for most missing variables
- Associate a name, address and phone number with your loans
- Dozens of Easy to Use Calculators
- Detailed Reports including annual summaries. Allows you to specify a date range when printing
- Save your grids and schedules for future use
- Create schedules and loans directly from the Solve for Missing Number calculator
- Create loans directly from the Amortization Schedule windows
- Keep notes and track check numbers on individual payments
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